NAOI - Knowledge Equals Wealth

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NAOI Course Return on Investment

Some people may believe that NAOI Courses are expensive. Others marvel at how low their cost is relative to other "education" resources in the market. This page will hopefully put the value of NAOI Education into proper perspective.

The purpose of all NAOI Courses is to enable investors to increase the annual return of their portfolios by multiple percentage points. Individuals who complete any one of the courses in the NAOI Confident Investing Series should be able to expect an annual portfolio return increase of 1%, 3%, 5% and higher - often much higher - depending on how willing they are to use what they learn.

But what does this mean in real dollars? To answer this question we present the NAOI Additional Wealth Calculator shown below. This calculator transforms additional return percentage per year into additional wealth over the span of a portfolio's life. This information will put the cost of NAOI education into a proper perspective.

Using the NAOI Additional Wealth Calculator

The following instructions relate to the entries and display information found in the calculator below on this page.

In the first column enter an expected annual return rate for your portfolio as you see it now. Perhaps this is a number you have been told is possible by your broker or advisor. Or maybe you have heard an opinion in the financial media. For a moderately conservative, long-term portfolio, 8% is not an unreasonable number for a passive investor. Then in the following columns enter the amount you have to invest now, the amount you can contribute on a monthly basis, the number of years until you will begin to withdraw money and your tax bracket (leave "zero" for tax sheltered accounts).

Click the "Calc" button to display the expected account value at the end of your time horizon. Then look below the data entry row. Each row, in the "Additional Wealth" column, shows you the dollar value of knowledge.

Note 1: Enter percentages as whole numbers - e.g. for 6% just enter 6.
Note 2: Enter no dollar signs, commas, decimal points, e.g. for one million dollars simply enter 1000000
Note 3: These numbers are estimates only, different assumptions will result in different numbers

Expected % Return	Initial $ Deposit	Monthly $ Deposit	Number of Years	% Tax Bracket	Expected $ Total	Additional Wealth

	Expected Rate plus 1% - You can probably add 1% to your returns with a 20 minute analysis and adjustment of your current portfolio using tools you learn about in Course 2 related to Core Funds. As an NAOI graduate you won't be satisfied with this.
	Expected Rate plus 3% - This increase requires a moderate amount of attention to your investments, but not much. Again, simply completing Course 2 and finding the best funds possible for the Core of your portfolio has the potential to produce this very modest 3% increase and probably much higher.
	Expected Rate plus 5% - This increase and higher are well within your capabilities if you decide to add any of the following NAOI Defined Segments to your portfolio: Focused Funds (Course 3), Individual Stocks (Course 4) and/or Stock Options (Course 5). If you graduate from all of these courses and become an NAOI Certified Investor then the potential % return increase for your portfolio is limited only by your willingness to pay attention to your investments! Just look at the additional wealth generated by a mere 5% increase! ----------- >>

Look in the final column of the table. This is the additional wealth that you have the potential to accumulate by graduating from NAOI Courses and then putting to use the knowledge and tools you gain as a result.

Now compare the potential additional wealth to the cost of NAOI Education Courses.

We believe you will find the cost justification of NAOI Courses to be overwhelming!