NAOI Compounding Calculator

The Basic Compound Interest Calculator

This calculator shows how much money you can accumulate by saving small amounts on a regular basis. Enter an amount you could save each month and an expected interest rate. Note that over the long-term stocks have averaged an annual return rate of between 12% and 13%. The calculator shows how much you would accumulate at different future time periods if your account earned income each month and the earnings were left in the account to "compound."

This example shows that even small amounts of periodic savings, if left to accumulate, can result in significant sums over long time periods. Note that these values are approximations only.

Monthly Contribution - Enter an amount of money you can save on a monthly basis. (Do not enter $ signs or commas)
Interest Rate - Enter the yearly interest rate you expect to earn. (Do not enter a % sign or decimal point). For example, for 3% just enter 3.
Click this button to calculate the account value.
Time Period	Total
1 Year Total - Total value at the end of year 1
2 Year Total - Total value at the end of year 2
3 Year Total - etc.
4 Year Total
5 Year Total
10 Year Total
15 Year Total
20 Year Total
30 Year Total
40 Year Total
50 Year Total