NAOI Wealth Accumulation Calculator

The Wealth Accumulation Calculator

This calculator will give you a feel for the factors that affect wealth accumulation and the amounts you can expect at various future time frames. Change the various inputs to see the affect on how your money accumulates. Vary inflation, vary your return rate, vary your monthly deposit. Look at how the smallest change in any one variable magnifies to significant amounts in later years.

Several assumptions are made in this calculator. Primary among them is that yearly compounding is used instead of monthly or continuous compounding.

Note that the results of this calculator are estimates only, and calculators that use different assumptions will produce different results. You should make no investment decisions based solely on results of this calculator.

Initial Deposit- This is the initial sum of money placed in the investment account. (Do not enter $ signs, decimal points or commas.)
Monthly Deposit -This is the amount of money you can afford to contribute to your investing plan on a monthly basis.(Do not enter $ signs, decimal points or commas.)
Return Rate - This is the yearly return rate for your portfolio. Vary this amount to see how just a few percentage points can have major effects in the long term. (for 6% just enter 6)
Your Tax Rate - Enter your tax rate here. (for 20% just enter 20)
Estimated Inflation Rate - Enter the average inflation rate you believe will occur in the near term - its been between 0% and 2% for the last several years - (for 2% just enter 2).
Click this button to calculate the accumulated value of your investments
Time Period	Account Value
1st Year Amount
2nd Year Amount
3rd Year Amount
4 Year Amount
5 Year Amount
10 Year Amount
15 Year Amount
20 Year Amount
30 Year Amount
40 Year Amount