National Association of Online Investors

Who Are Our Members?

NAOI Study Courses provide students with a solid foundation of knowledge, a structured planning model and Web resources that can greatly enhance their investing effectiveness. NAOI education will benefit individuals at all stages of their investing lives. Below are profiles of just a few of the types of people who will benefit as NAOI Members.

New Investors. If you are just getting started in the workplace you may think that you are not currently earning enough income to become serious investors. This is wrong. You may not much money but you have something far more valuable. You have time. Starting with a solid investing plan now can result in hundreds of thousands of additional dollars over your long investing career. New investors or even future investors (i.e. high school students) will benefit more than most from completing an NAOI Study Course now.

Young Families. Perhaps you have just started a family or have young children. You must begin now planning for their future. College expenses are going through the roof and unless you have a detailed action plan targeted specifically for this goal you may be unpleasantly surprised when the kids reach college age. NAOI Study Courses shows you how to set goals for each major expense that your family is likely to encounter as your family matures. The course you select will then lead you through a step-by-step process for building a portfolio for each goal. Don't turn the future of your children over to a third party!

Peak Earners. Many of you are at the zenith of your careers. Perhaps the kids have left home and your income is substantial. Perhaps you also now have the time to pay a little more personal attention to your investments. These are the years when you may be able to accept more risk in your portfolio in exchange for targeting investing goals that significantly exceed market returns. These years can be the time to get what you really want out of life. An NAOI Study Course provides you with the means for doing so.

Retirees. Perhaps you are retired or nearing retirement. Your investing goals may center around generating a monthly income that allows you to maintain a comfortable lifestyle. As a retiree you should think about lowing the risk of your portfolio. There is no single factor that lowers your risk more than making smart investing decisions. NAOI education will show you how to build portfolios targeted at current income. It can show you how to protect the money you already have. It can also show you how to interact effectively with an advisor. And there is nothing to say that you can't take a portion of your portfolio and trade stocks in search of big gains. As a retiree you probably have more time to pay attention to your investments. Let NAOI education show you how to use this time productively, whatever your goals.

Financial Professionals. Do you work in the financial industry? Perhaps you advise individuals in matters of investing. If so you probably have formal financial training. But the financial industry is currently facing a credibility gap with the investing public. The successful financial advisor of the future will provide more than simple recommendations. They will provide education and tools that enable individuals to become more involved in the decision making process. New clients will trust your advice more if you show them how to independently verifying your recommendations. With NAOI education you can provide your clients with more than the standard offerings. You can get them involved.

Education is the one benefit that will separate the winners from the losers in the financial services industry of the future. You can get a head start by completing an NAOI Study Course now and showing your clients how to verify the soundness of your advice.

If you want to offer your clients their own NAOI Membership and perhaps generate an additional revenue source, then refer to the Partners area of this site.