Traits of a NAOI Certified Individual Investor

Becoming an NAOI Certified Individual Investor takes time, effort and just plain old-fashioned work. If you are going to commit to this level of effort then you should know up-front the benefits of doing so. Below we present just some of the benefits of becoming an NAOI Certified Investor. Imagine how different your investing career will be when you have these traits. This vision of yourself as a confident investor is your motivation to get started now!

• You will have one or more specific Investing Goals and a detailed Investing Plan that guides your decisions for reaching each of them. 
  
  
• You will understand the the full range of investing activities that are available to you and the risk / reward / involvement characteristics of each. These are the NAOI defined Portfolio Segments as described in the "New Approach" section of this site. You will have just the right investment type for each opportunity that you uncover.
  
  
• You will have a structured process for designing a portfolio that uniquely meets your investing goals, risk tolerance and investing "style". Investing styles are discussed in the "Your Investing Style" section of this site.
  
  
• You will know at all times what is in your portfolio, exactly why each investment is there and you will have a target return for each. All of your investing activities will have a specific purpose. Random investing will be a thing of the past.
  
  
• You will know how to find and use the best resources on the Web for monitoring your entire portfolio and each investment in it. You will know how to spot investments that are under-performing and how to replace those that are not meeting expectations.
  
  
• You will know how to find and use Web resources to completely analyze the risk profile of your portfolio and, should it exceed your risk tolerance levels, how to make appropriate adjustments.
  
  
• You will know how to find and use Web resources that enable you to completely evaluate any mutual fund within minutes.
  
  
• You will know how to find and use Web resources that enable you to completely evaluate any stock within minutes.
  
  
• You will know how to find and use Web resources that enable you to scan databases of thousands of stocks and funds to find purchase candidates that meet your criteria.
  
  
• You will be fully capable of analyzing and questioning any investing recommendation given to you by a financial advisor.
  
  
• You will know how to spot economic and current events that can affect markets and how to take investing action that enables you to profit from these events.
  
  
• You will know when and how to modify your portfolio in response to changes in the market environment or in response to changes in your personal situation.
  
  
• You will be able to utilize Web resources to confidently place a stock, mutual fund and option trades online without the assistance of a third party. By doing so you will reduce transaction costs to an absolute minimum.
  
  
• You will know how to use online resources to put in place an automated "trading plan" that limits losses and lets profits "run" for any investment you buy.
  
  
• You will not fixate on the financial media. You will never again place a trade based solely on the opinions of “experts” seen on TV or read about in a financial magazine or newspaper. You will realize that the financial media is mostly "entertainment" and not feel that you are missing something by not paying close attention to it. Imagine the time you will free up!
  
  
• You will not be tempted by "get-rich-quick" schemes in the form of impossibly successful newsletters, product biased seminars or any other form of shortcut to riches that crosses your radar screen. You will know what it takes to succeed in investing and you will avoid the scams that litter the financial market. Again, time not spent at product-biased seminars is time better spent enjoying life!
  

The value of NAOI Certification cannot be adequately explained, it must be experienced!